Al Manarah, a member of the Chedid Insurance Brokers network, was acquired by Chedid Capital in 2015. With over 30 years of experience and an impeccable track record, Al Manarah offers bespoke risk and insurance solutions to companies and individuals making it the broker of choice in the UAE. To serve better its clients and to be closer to them, in 2020 Al Manarah opened its second branch in Dubai.

Our Values

We practice what we preach with a performance-driven, goal-oriented, and forward-thinking approach to insurance innovation and leadership. In this ambition, our values form the cornerstone to our success


In a constantly disrupted industry, our open lines of communication on both our challenges and opportunities have forged strong relationships with our stakeholders, built on mutual respect, trust and ethics​.


We love what we do and we do what we love. Our passion to create, innovate, and grow solutions that keep pace with our industry and client needs remains central to our market leadership.


We see opportunity in challenging times and uncharted territory, and we have the tenacity to match our bold ambitions against the odds.​


We move fast and firmly in navigating our industry’s volatility and complexity as we invest in future-ready people, platforms, and technologies.


We challenge ourselves first, our industry second, with restless eagerness and appetite to learn, unlearn, and relearn​.

Our Promise

At Al Manarah Insurance Services, it is our promise to become your trusted advisor; a reliable and loyal partner that you can turn to for all aspects of insurance risk. Building trust and confidence can only be achieved through honesty, integrity and the ability to deliver what is promised; all of which are qualities and values we are committed to and practice. We recognize how individual requirements are unique to each client, whether it is a simple transaction or complex risk solution, our client’s best interest is our priority.

Part of Global Networks


In the event of a major loss to your business or personal property, the adequacy of the insurance protection you have purchased is paramount. When making such a significant purchase it is important to enlist the services of experts:

Regional presence across MENA

More than 300 staff dedicated to service your business

We deploy our vast network of relationships to the interest of our clients

Regularly update our clients with the changes and the outlook of the insurance industry

Stringent compliance department

Agility & proactiveness

Will assist you to assess and mitigate your risks

Will design and place your insurance program with reliable carriers at the best available price

Will ensure that the information provided to underwriters is of sufficient breadth and quality

Will provide you with alternatives in the choice of insurance terms and providers

Will be on your side in the event of any claim and manage collection from insurers with minimum delay


Al Manarah provides clients customized service combined with expertise, knowledge, proactive service and support.

We assist you with the analysis of your risk exposures, to the design and placement of a bespoke insurance program, to guide you in the event of an insured loss. Our staff is committed to protect your interest at every step.
Our professional personnel ensure that added value is provided with each service, striving constantly to build trust, sustain confidence and react swiftly to all your requirements.
They reach out beyond servicing to build a close, cordial relationship and become your closest advisor, helping you make the right insurance decisions whilst our strong technical departments are dedicated to provide you with a tailored solution every time.

Farid Chedid

Starting with the launch of the group in 1998, Farid Chedid embarked on a two-decade journey, building a leading insurance and reinsurance powerhouse that operates across Europe, the Middle East, Africa and South Asia. Chedid Re, one of its subsidiaries, is recognized among the top 20 reinsurance brokers worldwide and a registered Lloyd’s broker.

Under Farid’s leadership, Chedid Capital Holding today includes Chedid Re, Chedid Insurance Brokers Network, Ascoma and Chedid Corporate Solutions, among others, and counts more than 1,600 employees across 64 subsidiaries.

In 2009, the Group established Seib Insurance in Qatar, dealing with corporate and complex risks. In 2015, Chedid Capital acquired a major stake in City Brokers, the leading insurance provider in Mauritius and East Africa and Al Manarah Insurance Services in the UAE.

Farid’s growth philosophy has equally focused on investments in industry-wide education and knowledge exchange, among which was the launch of the Corporate Risk Management Institute (CRMI) in 2020.

In 2021, Chedid Capital acquired majority shares in Groupe Ascoma, the first and largest independent brokerage network in sub-Saharan Africa with 29 subsidiaries, head offices in Monaco and international operations offices in Paris. In 2022, the Group continued its digital transformation by acquiring BuyAnyInsurance, a leading aggregator in the UAE, and intends to expand in the territories it operates in.

His contribution to the insurance field has been recognized with many accolades over the years, including “The Middle East and Africa Industry Achiever of the year” by Global Re and Strategic Risk consortium in 2016. In 2017, 2018 and 2019, he was named among the “100 Arab Achievers” by Arabian Business, and among the “35 Most Influential Lebanese Businessmen” by Forbes Middle East in 2018.

Farid sits on the board of several leading MENA companies both within and outside the insurance sector and has been equally involved in philanthropic initiatives and organizations across the region. Today, he serves as a member of the Board of Trustees at Notre Dame University, Lebanon; a member of Human Rights Watch, Beirut Committee; a UNDP Goodwill Ambassador and a Fellow of the Middle East Leadership Initiative (MELI), member of The Aspen Global Leadership Network (AGLN).

Farid is also a Fellow of the Chartered Insurance Institute of the UK and holds a Master’s degree in Risk Management from the NYU Stern School of Business; a Master’s degree in Finance from ESA/ESCP Europe; a Master’s degree in Management from Université Paris IX Dauphine; and a postgraduate diploma in Maritime Law from London Metropolitan University.

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Issam Lahham 

Member of the Board of Directors 

Naji El Kada

An insurance expert with over 15 years of experience in the insurance industry in Lebanon and the region. Naji holds a Bachelor of Science in Business and Management from St Joseph University Lebanon and a Master’s degree in Finance from Ecole Superieure de Commerce in Nice, France. Prior to his actual position at Al Manarah, a Chedid Capital company, Naji was a Director at Chedid Re and held several positions in the Group where he participated in the inception and launch of Seib Insurance in Qatar. Before joining the Group, Naji worked for RAK Insurance in Dubai.

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Rawad Abou Rjeily

Deputy CEO

Muhamood Ahammed

Executive Director
Muhamood is Executive Director at Al Manarah Insurance Services, with over 24 years of experience in the Middle East Insurance industry.
A member of the Chartered Insurance Institute of London and the Institute of Accountants of India, he held several managerial positions in the UAE prior to joining Al Manarah, a Chedid Capital company.
Muhamood holds a Bachelor of Commerce from Calicut University.

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Nabil Abdel Nour

Abu Dhabi Branch Manager